Vauxhall Finance Types

Hire Purchase (HP)

Hire Purchase allows you to pay for your vehicle over a period that suits you. Your monthly payments will depend on the length of your term, between 24 and 60 months, and how much deposit you want to contribute, which can be as little as nil. At the end of the agreement you own the vehicle and no further payments are required.

Personal Contract Purchase (PCP)

This flexible payment plan allows you to choose your deposit, the length of your contract and mileage in return for a fixed rate payment. At the end, you can either return your vehicle or purchase it outright for an agreed amount. The benefit of PCP Finance is that monthly payments are lower than with Hire Purchase agreements

Status disclosure Financial Conduct Authority (FCA)

General Insurance

Consumer Credit

Baylis (Gloucester) Limited is authorised and regulated by the Financial Conduct Authority (our registration number is 689288) and which is permitted to advise on and arrange consumer credit contracts and broker sourcing credit to assist with your purchase from a carefully selected panel of lenders. We may receive a fee for these introductions. A guarantor may be required, and all offers and credit subject to status, terms and conditions apply.

What to do if you have a complaint

Or in writing: Customer Care Department, Baylis, Princess Elizabeth Way, Cheltenham, GL51 0A

Baylis (Gloucester) Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender. We can introduce you to a limited number of finance providers. We do not charge a fee for our Consumer Credit services. We do not act as a financial adviser, or fiduciary. We act in our own interest, whichever lender we introduce you to, we will typically receive commission from them based on either a fixed fee or a fixed percentage of the amount you borrow. Any and all commission amounts will be fully disclosed to you as part of your sales journey. You will be required to give your fully informed consent to our receipt of this commission. By doing this, you acknowledge that you understand our role as a credit broker, and that we will receive a financial incentive if you take out a loan from a lender that we introduce you to. All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, Guarantees may be required.
We are accredited by The Motor Ombudsman, a government-backed, self-regulatory body for the motor industry. This means we follow The Motor Ombudsman’s Chartered Trading Standards Institute (CTSI)-approved Codes of Practice. If you are not satisfied with our service and have exhausted our internal complaints procedure, you may contact The Motor Ombudsman for independent advice and dispute resolution.
Visit www.themotorombudsman.org or call 0345 241 3008.

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Contact

Hire Purchase (HP)

Personal Contract Purchase (PCP)

Contract Hire

Status disclosure Financial Conduct Authority (FCA)