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Vauxhall Finance Types

If you are interested in purchasing your next vehicle via a finance package or payment plan, it helps to know what each type of finance is. We have listed our main types of finance packages below so that you can have a better idea of the type of solution you want.

Hire Purchase (HP)

Hire Purchase allows you to pay for your vehicle over a period that suits you. Your monthly payments will depend on the length of your term, between 24 and 60 months, and how much deposit you want to contribute, which can be as little as nil. At the end of the agreement you own the vehicle and no further payments are required.

Personal Contract Purchase (PCP)

This flexible payment plan allows you to choose your deposit, the length of your contract and mileage in return for a fixed rate payment. At the end, you can either return your vehicle or purchase it outright for an agreed amount. The benefit of PCP Finance is that monthly payments are lower than with Hire Purchase agreements

Contract Hire

Typically preferred by businesses, contract hire allows tailored arrangements suited to the requirements of the business in question e.g. the size of the fleet, type of business and company's taxation requirements.

Status disclosure Financial Conduct Authority (FCA)

Baylis (Gloucester) Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender. We can introduce you to a limited number of finance providers. We do not charge fees for our Consumer Credit services. We may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them, typically either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between finance providers and product types. The payment received does not impact the finance rate offered. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over, Guarantees may be required.

What to do if you have a complaint


Or in writing: Customer Care Department, Baylis, Princess Elizabeth Way, Cheltenham, GL51 0A